• February Check-In: Are You Making Progress on Your 2025 Goals?

    Feb 10, 2025

    We kicked off 2025 with fresh motivation and new goals, but now that February is here, are you staying on track? While we can’t organize that pesky hall closet or finish that house project for you, we can help you reach your 2025 finance goals. According to our BCT Wealth Advisors team, here are three simple things that you can do now to elevate your financial wellness journey in 2025:Full Story

    Leslie_Crabill_white_background
    Leslie Crabill, Dir. of Wealth and Investments

  • BCT's Alice Frazier Represents Community Banks at House Committee on Small Business

    Feb 06, 2025

    CHARLES TOWN, WV, February 6, 2025 /PRNewswire/ (OTC:PTBS) Yesterday at the first House Small Business Committee hearing of the 119th Congress, Alice P. Frazier, President and CEO of BCT-Bank of Charles, spoke on behalf of the Independent Community Bankers of America (ICBA) today calling on lawmakers to advance regulatory and tax relief that will further enhance lending to the nation’s small businesses. Full Story

    Alice-Frazier-red_dress-headshot-transparent-background

  • Should You Make Extra Mortgage Payments? A Look at the Pros and Cons

    Jan 06, 2025

    A mortgage comes with one huge benefit: homeownership. But it also comes with a tough reality: paying interest. That can lead to sticker shock when you see how much that interest adds up over the life of your loan. Making extra payments in addition to your monthly mortgage payment could help you save hundreds or thousands of dollars of the life of your loan. But is that always the best financial choice?​Full Story

    Mortgage-extra_payment

  • A Special Message from Alice Frazier for the 2025 New Year

    Jan 01, 2025

    Happy New Year Friends and Neighbors! New Year’s Day is always a special time for reflection and setting intentions. In the early quiet hours, before the household begins to stir, is my time. Nestled in my cozy corner of the couch, with the fireplace warming the room and the Christmas tree lights twinkling, I sit with my notebook and pen, ready to reflect and set my intentions for the year.Full Story

    AliceFrazier_redblouse_cropped

  • Avoid Holiday Scams

    Dec 01, 2024

    As the holiday season approaches, it seems like there are more and more fake shopping sites. The ads on social media show expensive products like electric scooters, designer bags, and other popular toys and gifts at unbelievably low prices. Many of these bogus sites use photos and logos the scammers steal from legitimate businesses, but they won’t send you authentic products. If you’re wondering how to avoid these phony offers, there are a few ways to help you detect them.Full Story

    Santa_scam_AdobeStock_468336101