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Just in time for a summer push to grow your business, we are offering a limited time special rate for small business loans up to $250,000. The special rate is Prime + 0%APR* (currently 6.75%).

Funds from this loan can only be used for the following:

  • Equipment used by and for your business
  • Cars, trucks, vans used for your business
  • Medical equipment used for your business

This special cannot be used to refinance any Potomac Bank loans.

LEARN MORE

Our team will gladly answer your questions about this great offer.  Contact a Branch Manager at your nearest Potomac Bank branch to learn more.

APPLY

To apply, complete the BUSINESS LOAN APPLICATION and submit it to your nearest Potomac Bank branch.   NOTE: Do not email the application because email is not secure and the application will contain your private and sensitive information.

 

* Loans subject to credit approval and limited to $250,000. Annual Percentage Rate (APR) is a fixed rate tied to the U.S. Prime Rate (Prime) as published in the Money Rates table of the Wall Street Journal.  As of 12/11/2025, Prime was 6.75% making the effective rate for a small business loan 6.75%.  Other fees may apply that are not included in the APR.  Cannot be used to refinance any Potomac Bank loans.  This special ends June 30, 2026. 

 

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From equipment loans to helping you manage payroll, Potomac Bank simplifies your business financial life.

Potomac Bank is a true community bank that’s locally owned.  You’ll have a personal banker who will answer your calls, providing trusted advice for all of your financial needs for your business, you, and your family.

ROBUST, EASY-TO-USE BANKING SERVICES   

Smart Lending To Fuel Your Growth1

  • Working capital lines of credit
  • Make equipment purchases when you find good deals with Potomac Bank’s flexible guidance loan options
  • Storage facilities, offices, and other real estate loans

Simplified Receivables and Payables2

  • Customized Treasury and Cash Management services at your fingertips, whether in the office or on you smart device
  • Dedicated local team to answer your questions
  • Fraud protection for payments and deposits (fees may apply)

Operating Account

  • Business 250 Checking Account with up to 250 free transactions monthly, no maintenance fee, no minimum balance3
  • Business Visa® Debit Card 
  • $100 credit toward initial check & deposit ticket order
  • No-charge ATM fees at 55,000 ATMs
  • QuickBooks/Quicken integration 

Business Credit Card with Rewards

  • Potomac Bank's Credit Card Rewards program to benefit your business

Merchant Card Processing

  • Accept payments with credit cards and other payment systems

Drive Sales to Your Bottom Line with Potomac Bank’s Purchase Rewards Program

  • Advertise your products and services to our Debit Card clients through our Purchase Rewards program. Enroll through our Digital Banking team.4

 

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SBA Lending

We are also a Small Business Administration (SBA) Preferred Lender.  The SBA offers attractive lending programs tailored for small businesses that are government secured.  For more information, visit our SBA webpage. 

 

Get Started Today!

Let us help you simplify your business financial life today!  Visit a local branch or make an appointment.

APPLY for business Loan  Meet a Business Banker  Visit Local Branch  Make Appointment

 

1 Credit and guidance options subject to approval.  Some credit products require a business checking account. 
2 Online Banking and Mobile App require internet and data access. Usage fees may apply. Contact your internet or cellphone service provider for details.
3 $50 minimum deposit to open account. A service charge of $0.25 per transaction is charged on all transactions in excess of 250 per monthly statement cycle. If selecting paper statements, a $3 monthly service charge applies
4 The Purchase Rewards program is offered through our third-party rewards provider. Agreement required and fees may apply as determined by the program
provider. Results may vary and are not guaranteed. Contact our Treasury and Cash Management Department to learn more.