UPCOMING EVENTS
September 16, 2026 - Medicare Seminar (Hybrid)
Registration
To register, please contact Lynn Neal at the following:
Free Webinars (PDF or Video)
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Meet Our Team
Let us help you create a financial program to start saving and make your dreams come true.
Through our relationship with LPL Financial, the representatives at BCT Investments offer comprehensive solutions to help you pursue your financial goals.
Full Service Brokerage Services
We help you evaluate your financial goals and assess risk and reward. BCT's experienced and local financial advisors will provide investment guidance and advice for:
- Stocks
- Bonds
- Mutual Funds
- Annuities
- Insurance
Retirement Planning
We provide planning assistance whether you are just getting started, ready to retire, or currently retired.
- Retirement plan rollovers
- 401(k) Plan / 403(b) Plan
- Individual Retirement Accounts (IRAs)
- SEP IRAs
- Simple IRAs
- Traditional IRAs
- Roth IRAs
- Annuities
Insurance Planning
Our knowledgeable and local advisers will help you select the appropriate insurance for your personal, family, or business needs.
- Whole life Insurance
- Variable life Insurance
- Universal life Insurance
We also offer:
- Asset Allocation
- Asset Management
- College Planning
- Estate Planning
Check the background of these investment professionals on FINRA’s BrokerCheck.
Potomac Bank provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for brokerage or advisory services.
Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html for more detailed information.
Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Potomac Bank and BCT Investments are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using BCT Investments, and may also be employees of Potomac Bank. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Potomac Bank or BCT Investments. Securities and insurance offered through LPL or its affiliates are:
Securities and insurance offered through LPL or its affiliates are:
Meet Our Team
**NOTE: If sending email to an officer below, be advised that email is not secure. Do not send confidential personal or account information using email.
Dave Neterer | Program Manager - Dave is a Private Financial Advisor serving businesses and individuals throughout Pennsylvania, Maryland, and Virginia. With more than 27 years of experience, he develops customized financial strategies focused on retirement planning, wealth transfer, and investment management. Fun fact: He is active in the community and supports local organizations including the Waynesboro Virginia Rotary Club and Community Rescue Services.
304-728-2464 | Email
Ken Smith | Financial Consultant - Ken is a Private Financial Advisor with more than 29 years of experience helping clients pursue their financial goals. He partners with individuals and families at every stage of life, developing strategies tailored to their evolving needs. Fun fact: He and his wife enjoy canoeing, fishing, and spending time outdoors near Antietam Creek.
304-728-2464 | Email
Evan Vink | Financial Consultant - Evan is a Certified Financial Planner dedicated to helping clients navigate major life transitions, from retirement planning to managing financial changes after the loss of a loved one. He provides personalized guidance designed to help clients move confidently into their next stage of life. Fun fact: He enjoys golfing in the spring and skiing during the winter months.
304-728-2464 | Email
Lynn Neal | Client Service Associate - Brings more than 20 years of client service experience, including specialized work in the insurance and investment industries. Since joining the team in 2021, she has been committed to building meaningful relationships and serving as a reliable, accessible resource for every client. Fun fact: She was born and raised in Northeastern Pennsylvania and moved to West Virginia with her family in 2019.
304-728-2464 | Email