• Cowen's Corner-Mortgage Market Update: College Rent Chaos Meets Mortgage Wins

    Jul 14, 2025

    I realized last week that I might be in the wrong business. I should own apartment complexes in college towns, like Blacksburg. Brendan has to move off campus this fall, so we signed a lease that starts August 1. But when you really dig into the lease, the move-in date is listed as August 22.Full Story

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  • Financial Fitness Boot Camp by BCT Wealth Advisors

    Jul 11, 2025

    If we’re being honest, we know that regular check-ins on your financial health are about as thrilling as a high-intensity workout after an extended vacation (held bright and early on a Monday morning). To ease the pain of this process, BCT Wealth Advisors is taking on the heavy lifting. These boot camp-inspired tips will help you build the financial muscle to manage anything that comes your way. Full Story

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  • Cowen's Corner-Mortgage Market Update: What Do Turtles & Rates Have in Common?

    Jun 30, 2025

    So much I could lead with this week. Opal rolled in more crap, and this time it was on my watch. Wilson found more than 10 turtles on our hike in the woods yesterday. Young Cowen had his first action of the summer last night, but the highlight was that more than 10 players and coaches got tossed from the game. It was more like a hockey game than a baseball game.Full Story

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  • Letting Go with Purpose - A Guide to Meaningful Decluttering

    Jun 25, 2025

    Letting go is never easy, especially when it involves the belongings of someone you love. Whether you are downsizing to simplify your life, helping your aging parents prepare for the future, or settling a family member's estate, the process of deciding what to keep and leave behind can feel overwhelming.​Full Story

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  • Cowen's Corner-Mortgage Market Update: Non-QM Loans, Fed Uncertainty, and a Stinky Situation

    Jun 23, 2025

    As I sat down this morning, I was excited to finally get back into a routine. The dust has settled with the kids, and one is back at the house. Then Cin and the dogs returned from a hike in the woods. She wanted to get them out early before the heat kicked in.Full Story

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