Simple Straight-Forward Checking

Potomac Bank is a local community bank focused first on building relationships for a lifetime of financial support. We want to be you and your family's personal banker for generations to come.

We offer simple, straight-forward checking products that provide clients with a full-range of benefits, many free of charge. No gimmicks or unnecessary products that only confuse and cost too much.

Basic Checking

Life can be complicated but your checking doesn't have to be. Basic Checking is a full-featured service for easy money management. No hassles. No drama.
$50.00 Minimum to open
No Minimum Balance required this copy is just filling space
Free Potomac Bank VISA® Debit Card
Free Online Banking
Free Mobile App (Apple and Android devices)
Free access to over 55,000 ATMs using the AllPoint Network
Free e-Statements ($3.00 monthly paper statement fee)
Free first box of standard checks
Non-Interest Bearing
Apply Now

Interest Checking

Take control of your funds with our Interest Checking account that earns interest and includes unlimited check writing, a VISA® debit card, and more!
$50.00 minimum to open
$10.00 monthly service charge if average daily balance drops below $5,000
Free Potomac Bank VISA® Debit Card
Free Online Banking
Free Mobile App (Apple and Android devices)
Free access to over 55,000 ATMs using the AllPoint Networks
Free e-Statements ($3.00 monthly paper statement fee)
Free first box of standard checks
Earns interest on all balances
Apply Now

Student Checking

Potomac Bank Student Checking is designed for young individuals to age of 25. With the features included, students will have the tools to responsibly manage money.1
$50.00 Minimum to open
No Minimum Balance required this copy is just filling space
Free Potomac Bank VISA® Debit Card
Free Online Banking
Free Mobile App (Apple and Android devices)
Free access to over 55,000 ATMs using the AllPoint Networks
Free e-Statements ($3.00 monthly paper statement fee)
Box of standard checks available for purchase
Non-Interest Bearing
Make appointment

¹ Student Checking must be opened at a Potomac Bank branch office. Upon student reaching the age of 25, the account will be reclassified as a Basic Checking or similar regular checking account.