Adam Ware
Meet Adam Ware
Adam Ware | Mortgage Loan Officer - Adam specializes in simplifying the mortgage process so clients feel confident and comfortable every step of the way. His goal is to make home financing clear, approachable, and as stress-free as possible. Fun fact: Mornings are his favorite time of day, especially with a cup of coffee in hand.
Serving Berkeley County, WV, Washington County, MD, and all 50 states | NMLS #1130125
304-416-1023 | Email
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Mortgage Solutions
- Conventional Loans
- FHA Loans
- VA Loans
- USDA Loans
- Construction Loans
- Refinance Options
- Mortgage Solutions for Doctors
Why Work With Adam?
Mortgage Resources & Insights
I’m passionate about helping make the mortgage process easier to understand. Watch a few quick tips and insights below.
What My Clients Are Saying
I'm grateful for the opportunity to help my clients achieve their homeownership goals. Here's what they have to say about their experience.
"Everything was very smooth. There was a lot of time and effort leading up to settlement day. Adam was on top of everything."
- Emily K.
May 20, 2026
"Outstanding start to finish in record time."
- Daniel S.
May 15, 2026
"Adam Ware went above and beyond, even working on a weekend out of town to support our project. He was professional, attentive, and genuinely committed to helping us. Our Morgantown realtor said she had never worked with anyone as competent and accommodating. My wife and I are extremely satisfied."
- Andrew T.
May 7, 2026
Ready to Get Started?
Whether you’re purchasing your first home, refinancing, or building your dream home, Adam is here to help guide you through the mortgage process.
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How much house can I afford?
Your affordability depends on factors such as income, debt, credit history, and down payment amount. Use our free calculator.
What documents will I need to apply?
Common documents include pay stubs, tax returns, bank statements, and identification.
How long does pre-approval take?
Pre-approval timelines can vary, but many applications can be reviewed quickly once documentation is received.
What’s the difference between FHA and conventional loans?
FHA loans are government-backed and may offer lower down payment requirements, while conventional loans typically provide greater flexibility for qualified borrowers.
Do you offer construction loans?
Yes. We offer construction financing solutions designed to support the homebuilding process.
Can I refinance my current mortgage?
Yes. Refinancing may allow you to lower your interest rate, shorten your loan term, or access your home’s equity.