Potomac Bancshares Reports 32 Percent Year-Over-Year Increase in Q3 2025 Earnings

October 29, 2025

CHARLES TOWN, W.Va., Oct. 29, 2025 /PRNewswire/ – Potomac Bancshares, Inc. (the “Company”) (OTCID: PTBS), the bank holding company of Bank of Charles Town (the “Bank”), reported net income of $2.3 million, or $0.56 per basic and diluted common share, for the third quarter of 2025. This reflects a 32% increase in net income and a $0.14 per share increase compared to the third quarter of 2024 when the Company reported net income of $1.8 million, or $0.42 per share.

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About the Company

Potomac Bank, Inc., a wholly owned subsidiary of Potomac Bancshares, Inc., was founded in 1871 as Bank of Charles Town and renamed Potomac Bank on November 3, 2025. The Company’s total assets were $976 million as of March 31, 2026. The Bank conducts operations through its nine-branch network and one loan production office serving the Eastern Panhandle of West Virginia, Washington County, Maryland, and Northern Virginia. The Bank offers comprehensive financial solutions through its consumer and commercial banking divisions, Trust, Wealth, and BCT Investments divisions, and its Residential Lending mortgage division. The Bank is also proud to serve its communities as a Small Business Administration (SBA) Preferred Lender. Over the past several years, the Bank has received numerous awards and recognitions, including American Banker’s “Top 200 Community Banks” and “Best Banks to Work For”, the Journal-News “Best of the Best” award, and the LoudounNow “Loudoun’s Favorite” award.

The Company's shares are quoted on the OTCID marketplace under the symbol "PTBS." For more information about the Bank, please visit our website at www.potomac.bank.

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