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  • Alice P. Frazier: Turning Fraud on its Head

    May 08, 2026

    The more we work together and share [about fraud], the more we know and the better positioned we all will be to combat what emerges next. When it comes to fraud, what I worry about most is what we don’t know. Each day, there’s a new method of attack, and we must train ourselves and our teams to not only watch for it but to proactively combat it. Full Story

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  • Cowen's Corner-Mortgage Market Update: Playoff Hockey and a Market Driven by Headlines

    May 03, 2026

    Greetings from Casa de Cowen. I have mentioned this before. I grew up in upstate New York, and my parents ruined my hockey career when I was 13 by moving me to Florida. There was no hockey in Florida back then.Full Story

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  • Cowen's Corner-Mortgage Market Update: A Full House and a Quiet Week for Rates

    Apr 27, 2026

    Greetings from Casa de Cowen. My heart is full and the chaos is real. Both kids were home for the weekend. Brendan did not travel to Pittsburgh with the team, so he is home, and Madison and Pete had a show at Morven Park last Sunday, so she came home as well. You do not realize how relaxing empty nesting is until they come back.Full Story

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  • Cowen's Corner-Mortgage Market Update: You Get What You Pay For and a Better Week for Rates

    Apr 13, 2026

    Greetings from Casa de Cowen. In another edition of “you get what you pay for,” we decided this year to have someone cut our yard. There are better ways to spend our time. That said, I like a green, thick, weed-free lawn, so I still pay attention to how it is maintained.Full Story

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  • Cowen's Corner-Mortgage Market Update: A Flat Tire Lesson and a Market Watching Inflation

    Apr 06, 2026

    Greetings from Casa de Cowen. I have known this for some time, but it became official last Friday. In many ways, I have failed as a parent. Not sure how it happened, but it is true. I got up last Friday and had a great walk with the dogs in the woods. Saw a bald eagle, and the woods are turning green quickly. Then came the dreaded 8:00 a.m. text from the boy, a picture of a flat tire on his car.​Full Story

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