BCT Residential Lending Welcomes Adam Ware as Mortgage Loan Officer

October 25, 2022
CHARLES TOWN, WV, October 25, 2022 (OTC:PTBS) – BCT-Bank of Charles Town, also known as The Community’s Bank, recently announced the appointment of Adam Ware as Mortgage Loan Officer. Mr. Ware will be responsible for residential mortgage originations throughout BCT’s markets with an emphasis on Berkeley County, West Virginia. Mr. Ware’s office is located at BCT’s Martinsburg branch at 9738 Tuscarora Pike, Martinsburg, West Virginia, 25403.
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With over 12 years of financial services experience, Mr. Ware spent the most recent five years originating residential mortgages.  All of his prior financial services experience was served with Truist, formerly known as BB&T.

“Adam brings proven success in creating positive client experiences,” stated Steve Cowen, Senior Vice President, Director of Mortgage Production. "His client-focus fits perfectly with our team’s philosophy of making the mortgage lending experience as simple and easy as possible for our clients.”

Community service is important to Mr. Ware.  He serves on the Eastern Panhandle Board of Realtors and is an active member of the Jefferson County Chamber of Commerce.  Additionally, he is an active member of the Shepherdstown Presbyterian Church where he serves as a member of Session, is Chair of the More Light Group and Co-chair of the community meals programs for the homeless of Jefferson County, West Virginia.

Mr. Ware earned a BS in Business Administration with a focus on Accounting from the University of West Virginia.  Additionally, he is a graduate of Leadership Jefferson, class XIV. 

A lifelong resident of West Virginia,  Mr. Ware grew up in the Southwestern corner of the state in a small town called Barboursville.  In 2017, he relocated to the Eastern Panhandle of West Virginia where he remains an active resident.  In his free time, Mr. Ware enjoys traveling, expanding his food palate, reading, and hiking with his husband JB and their dog Clinton.

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About the Company

Potomac Bank, Inc., a wholly owned subsidiary of Potomac Bancshares, Inc., was founded in 1871 as Bank of Charles Town and renamed Potomac Bank on November 3, 2025. The Company’s total assets were $976 million as of March 31, 2026. The Bank conducts operations through its nine-branch network and one loan production office serving the Eastern Panhandle of West Virginia, Washington County, Maryland, and Northern Virginia. The Bank offers comprehensive financial solutions through its consumer and commercial banking divisions, Trust, Wealth, and BCT Investments divisions, and its Residential Lending mortgage division. The Bank is also proud to serve its communities as a Small Business Administration (SBA) Preferred Lender. Over the past several years, the Bank has received numerous awards and recognitions, including American Banker’s “Top 200 Community Banks” and “Best Banks to Work For”, the Journal-News “Best of the Best” award, and the LoudounNow “Loudoun’s Favorite” award. 

The Company's shares are quoted on the OTCID marketplace under the symbol "PTBS." For more information about the Bank, please visit our website at www.potomac.bank.

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