Potomac Bancshares Reports 60% Increase in Second Quarter Earnings

July 29, 2026

CHARLES TOWN, W.Va., July 29, 2026 /PRNewswire/ – Potomac Bancshares, Inc. (the "Company") (OTCID: PTBS), the bank holding company of Potomac Bank (the "Bank"), reported net income of $3.3 million, or $0.80 per basic and diluted earnings per common share, for the second quarter of 2026. This represents a 9% increase from the first quarter of 2026 and a 60% increase from the second quarter of 2025. Return on average assets was 1.32% and return on average equity was 15.52% for the quarter.

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About the Company

Potomac Bank, a wholly owned subsidiary of Potomac Bancshares, Inc. (OTCID:PTBS), was founded in 1871 as Bank of Charles Town and renamed Potomac Bank on November 3, 2025. The Company’s total assets were $981 million as of June 30, 2026. The Bank conducts operations through its nine-branch network and two loan production offices serving the Eastern Panhandle of West Virginia, Washington County, Maryland, and Northern Virginia. The Bank offers comprehensive financial solutions through its consumer and commercial banking divisions, Trust, Wealth, and BCT Investments divisions, and its Residential Lending mortgage division. The Bank is also proud to serve its communities as a Small Business Administration (SBA) Preferred Lender. Over the past several years, the Bank has received numerous awards and recognitions, including American Banker’s “Top Performing Banks” (under $2 billion in assets) and “Best Banks to Work For”, as well as the Journal-News “Best of the Best” award and the LoudounNow “Loudoun’s Favorite” award.

The Company's shares are quoted on the OTCID marketplace under the symbol "PTBS." For more information about the Bank, please visit our website at www.potomac.bank.

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