Potomac Bancshares, Inc. Declares Quarterly Cash Dividend

July 16, 2025

Charles Town, WV, July 16, 2025 / PR Newswire / – The Board of Directors of Potomac Bancshares, Inc. (the "Company") (OTCID:PTBS), the holding company for Bank of Charles Town (BCT), also known as The Community’s Bank, declared at their July Board meeting a quarterly cash dividend of $0.13 per share. The dividend is for all shareholders of record on July 31, 2025, and will be paid on August 7, 2025.

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About the Company

Potomac Bank, a wholly owned subsidiary of Potomac Bancshares, Inc. (OTCID:PTBS), was founded in 1871 as Bank of Charles Town and renamed Potomac Bank on November 3, 2025. The Company’s total assets were $981 million as of June 30, 2026. The Bank conducts operations through its nine-branch network and two loan production offices serving the Eastern Panhandle of West Virginia, Washington County, Maryland, and Northern Virginia. The Bank offers comprehensive financial solutions through its consumer and commercial banking divisions, Trust, Wealth, and BCT Investments divisions, and its Residential Lending mortgage division. The Bank is also proud to serve its communities as a Small Business Administration (SBA) Preferred Lender. Over the past several years, the Bank has received numerous awards and recognitions, including American Banker’s “Top Performing Banks” (under $2 billion in assets) and “Best Banks to Work For”, as well as the Journal-News “Best of the Best” award and the LoudounNow “Loudoun’s Favorite” award.

The Company's shares are quoted on the OTCID marketplace under the symbol "PTBS." For more information about the Bank, please visit our website at www.potomac.bank.

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