For Your Business Financial Services

Business Operating Account

• Business 250 Checking Account with up to 250 free transactions monthly, no maintenance fee, no minimum balance¹
• Business VISA^® Debit Card
• $100.00 credit towards initial check and deposit ticket order
• No-charge ATM fees at 55,000 ATMs

Business Tax Account

• Business 250 Checking Account with up to 250 free transactions monthly, no maintenance fee, no minimum balance¹

OR

• Savings or Money Market account

Business Credit Card with Rewards

• Rewards program to benefit your business

MAKE APPOINTMENT

Product and promotional offers are not dependent on the referral of any business.

¹ $50 minimum deposit to open account. A service charge of $0.25 per transaction is charged on all transactions in excess of 250 per monthly statement cycle. If selecting paper statements, a $3 monthly service charge applies.

For Your Personal Financial Services

Personal Banking

• Basic Checking Account with no service charge fees², no minimum balance to maintain, no limits on check writing, and a minimum deposit of $50 to open
• Personal VISA^® Debit Card
• No-charge ATM fees at 55,000 ATMs

Personal Savings/Money Market

• Savings or Money Market account

Personal Mortgage

• Local lenders with competitive rates and terms

Home Equity Line of Credit3

• All closing costs covered by Potomac Bank up to approved line of credit of $250,000
• Close in as little as 10 business days

MAKE APPOINTMENT

Product and promotional offers are not dependent on the referral of any business.

² E-Statements are free. There is a $3 monthly fee for paper statements.

³  This promotion is a limited time offer and may end at any time without notice. It is for exclusive use with a Potomac Bank Home Equity Loan or Line of Credit and is subject to credit approval. Application must be received by June 30, 2026. Closing costs will be paid by Potomac Bank up to an approved loan amount of $250,000. Promotion effective as of 02/26/2024.  Lines of credit over $250,000 may be subject to closing costs which could include transfer taxes, title insurance, appraisal, and credit reporting fees  ($50 - $2,500). The Annual Percentage Rate (APR) is a variable rate tied to the U.S. Prime Rate (Prime) as published in the Money Rates table of the Wall Street Journal.  As of 12/11/2025, Prime was 6.75% making the effective rate for a Home Equity Line of Credit 6.75%. The minimum APR will not be less than 3.75% and the maximum APR will not exceed 18.00%. Finance charges begin to accrue when funds are advanced. Property insurance is required on collateral. Should the borrower close the account within 36 months of when the HELOC is opened, the borrower will repay all closing costs paid by Potomac Bank.  Once all required client information and documents are received, Home Equity Lines and Loans can close in as little as 10 business days, though not guaranteed.